Home Loan for Resale Property with INRPLUS
Purchasing a resale property can be an exciting journey toward home ownership. But for the majority of us, a home loan might be necessary to help us achieve our goal. Getting a home loan for a resale property is now simpler and easier, thanks to INRPLUS. To fulfill your dream of becoming a homeowner, let's look at how INRPLUS may help you get a home loan for your resale property.
- INRPLUS offers self-employed and salaried people personalized home loan packages for resale properties. Your 'Resale Home' that satisfies your requirements can be yours right away thanks to this arrangement.
- INRPLUS has been selected as the "Most Preferred Home Loan Provider." Along with special features, we offer resale property house loans with personalized repayment options. Another well-known home loan finance option that caters to the unique requirements of clients wishing to purchase a resold property is INRPLUS.
Additionally, we offer home loans for houses and selling property. A home loan has a maximum payback period and starts at Rs 25 lakh.
Features of Resale Property with INRPLUS
- Immediate Possession: Unless remodeling or refurnishing work is necessary, you can move into the resold apartment as soon as your INRPLUS home loan is finalized.
- Reduced Total Cost: Compared to buying an apartment or property that is still under construction, the total cost of obtaining an INRPLUS home loan for a resale flat is cheaper.
- Clear Cost Estimation: INRPLUS helps you better organize your finances by giving you an idea of the resale property's ultimate cost.
- Affordability: When financed through INRPLUS, resale apartments are the most economical choice because of factors like depreciation and the age of the property.
- Tax Benefits: With INRPLUS, you can receive tax benefits on resale apartments from the very first EMI payment.
Documents required to avail of a Home Loan for a resale property
To streamline the Home Loan application process, ensure you have the following documents ready:
- Identity and address proof
- Aadhaar Card
- Passport
- Utility bills (electricity)
Income proof
- Salary slips (Last 3-6 months)
- Income Tax Returns (ITR) for the past 2-3 years
- Form 16
- Bank statements (Last 6 months)
Property documents
- Sale Deed
- Sale agreement
- Property tax receipts
- Approved building plan
- Encumbrance certificate
- Employment and business proof
- Employment certificate (for salaried individuals)
- Business proof (for self-employed individuals)
- Business registration certificate (for business owners)
Why you should choose INRPLUS
There are several benefits to using INRPLUS for a home loan on a resale property. For both salaried and independent contractors, INRPLUS provides customized loan packages that enable quick property possession upon loan completion. The loan starts at ₹25 lakh and has an adjustable payback tenure, making it less expensive than under-construction properties. In addition, INRPLUS offers precise cost projections, simple documentation, and tax advantages on the first EMI. All things considered, INRPLUS is a cost-effective and customer-focused choice for buying a resale home.
Visit www.inrplus.in or contact us at +91 98917 51729, 9625706258 to learn more and to apply now.