Home Loan

Home Loan

Owning a home is a dream that many people, but can’t afford due to lack of funding. With INRPLUS Home Loan service, that dream can come true. INRPLUS #Home loan services offer a range of features and benefits that make it the ideal choice for many aspiring homebuyers.
There are n number of banks and nbfc’s out there in the market for Home loans. But as a layman , nobody knows which bank can give the loan in a single login and without impacting cibil. Here the crucial role will be played by INRPLUS to help in choosing right bank as per your parameters.

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What is a Home Loan?

A home loan is a type of loan that is specifically granted to individuals for the purpose of buying a home. The loan is typically for the purpose of property to be purchased. INRPLUS Home Loan services provide you with the flexibility to finance the purchase of your dream home, the same way Home finance refers to the various financial products and services offered by lenders or banks to help individuals purchase or construct a home. We offer a wide range of home finance options, including loans for salaried individuals, government employees, and private sector employees. We also offer loans for DDA properties, affordable housing, municipal properties and societies, as well as regularized colony property home loan.

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Housing Loan Eligibility

The eligibility for a home loan is determined by factors such as your income, credit score, legal and technical of the said property.

  • We evaluate your financial profile and determine if you meet the eligibility criteria for a loan. Our team is available to assist you with any queries or concerns you may have regarding your eligibility.

Home Loan Procedure

The home loan procedure is very simple through INRPLUS loan portal

  • Fill up the details at www.inrplus.in by clicking on apply now tab
  • Select the Loan type at the drop-down option
  • After completing the form just submit
  • After submission , you will receive the Documents list on WhatsApp and mail too
  • A dedicated Inrplus Representatvie will handle your file and process in the best suitable bank for you
  • Every time of file movement in the bank , you will get the alerts too for your updation
  • After all bank visits and assessment , you will get the sanction .
  • A loan kit need to get signed for disbursal which completes the procedure after handover of DD/Cheque to your seller in the registrar’s office.

Congratulations !!!
you are the property owner now !!

Types of Home Loan

Home purchase for resale properties

Home loan for approved builder property purchase

Home loan for Local Builder Property Purchase

Home loan for DDA allotment and DDA resale too

Home loans for Approved Colony

Home loans for Regularized Colony

Loans for DDA flats /Society Flats

Home Loan for Lal-dora properties

Home Loan for under PM Uday scheme

Affordable Housing Loans

Plot purchase Loan

Loan for property construction and renovation

Home Loan for Government Employees

We offer special home loan services for government employees. We understand the unique needs and requirements of government employees, and our products are designed to cater to their financial requirements. Whether you are a central government employee or a state government employee, we have loan options that can help you fulfill your dream of owning your dream home. No matter your retirement is nearby, we can still help you to get loan for maximum tenure for easy EMI.

Home Loan for Private Company Employees

We at INRPLUS also provide loan options for employees who are working in the private sectors. We understand that purchasing a home is a dream for many professionals, and our products are designed to help them achieve their financial goals. Whether you are a private sector employee with Private limited company entity or MNC or Partnership and others, we provide Best Home Loan services for both as per their listings in banks or non-listing too.


Home loan for Self Employed

Financial institutions authorize INRPLUS with their agreement to facilitate their customers to source the business for them. Self employed entities can avail home loan from various sources to fulfill their buying needs. Self-employed can be Proprietor, Partner, Director of Pvt ltd entity or LLP, and Ltd company owner too. All type of business houses already being served by INRPLUS in past period with excellent and satisfactory service records.


Home Loan for Corporates

The INRPLUS Home Loan service cater to the housing needs of corporate employees too. We understand that corporates have a varying range of housing needs, and our products are designed to meet their specific requirements. Corporates are always benefited with the freebees like fee waiver, extra discounts, and lowest Rate of interest from various banks and nbfcs. Every bank or nbfc want to add corporate clients into their portfolio for good book value, hence they promote themselves with best options for Loan services to their corporate clients.

Home Loan in Approved Colony

When someone buys a property in an approved area—like a DDA, society, approved builders, plot, floor or standalone building with a map—Primary banks always give home loans to those buyers for approved properties. Home loan offer the necessary financial support, whether your goal is to build your own home or purchase a ready to move-in home in a certain area. Our mission is to assist you achieve your goals of becoming a homeowner and fulfilling your aspirations.

  • Loan on DDA Flats
  • The INRPLUS Home Loan services also provide loans for DDA flats. We understand the unique nature of DDA flats, and our products are designed to cater to the financing needs of individuals looking to purchase properties in DDA schemes. Whether you are having direct allotment from DDA or DDA resale property, INRPLUS have both loan service facility options.

  • Loan for Society Flat
  • The INRPLUS Home Loan services also includes loans for society flats. We understand that society flats offer a convenient living option for individuals, and our products are designed to cater to the financing needs of individuals looking to purchase flats in such communities. Our loan options provide the necessary funding for individuals to fulfill their dream of owning a society flat.

Home Loan in Regularized Colony

This home loan service is available for regularized colonies, unapproved properties with a registry, municipal colonies, PM Uday Property, local builder floors, Lal-Dora properties, Khasra khatauni, multiple dwelling units, amalgamation properties, and more, INRPLUS provides home loans. Our financing services enable people to fulfill their ambition of becoming homeowners who are buying properties in the above-mentioned category.


Property Loan for Lal Dora Properties

INRPLUS offers Home Loan solutions tailored specifically for Lal-Dora properties. Lal-dora property can be used for residence, commercial, Industrial and other purposes, as per the property area. In NCR many Lal-dora properties being used as warehouse and other commercial activities. For all these purposes different banks and nbfcs offers different type of fundings. INRPLUS is one stop solution for your different type of funding requirements.


Loan Under PM Uday Scheme

Under PM Uday scheme, One can buy a home or can avail against property for pre-owned property. Under PM Uday scheme conveyance deed has been offered by government to execute for further re-sale or mortgage purpose. Rest of the criteria are the same as per the bank norms.

Affordable Housing Loans

The INRPLUS Home Loans offer a wide range of affordable housing loan options to cater to the needs of individuals looking to purchase low-cost homes. We understand that affordable housing is in high demand, and our products are designed to make it more accessible for individuals to purchase their dream homes.


When applying for a home loan, there are certain documents that you will need to provide. Here are the essential documents required for home loans:

  • Proof of Identity
  • Proof of Address
  • Proof of Employment
  • Letter of Employment
  • Bank Statements
  • Photocopy of all above with xerox of property documents
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Home Loan Balance Transfer and Top-up

With INRPLUS Home Loan Transfer service you can downsize your EMI up to 30% of your existing EMI by transferring your existing loan to a new lender. This facility allows you to benefit from lower interest rates, flexible repayment options, and personalized service. By availing the top-up facility, you can unlock the potential of your home's built-up value and raise additional finance for any purpose. With the help of top-up loan , you can also close your other liabilities and avail a single comfortable EMI. This facility allows you to consolidate your multiple Loans into a single loan, which can be beneficial for simplifying repayment and reducing overall interest costs.


Online Home Loan Application

Applying for a home loan has never been easier before. But the INRPLUS Home Loan services allows you to apply for a home loan from the comfort of your own home or your working space. Simply visit our website and follow the steps provided in the contact us form. Our user-friendly online application form at our website will guide you through the basic steps, ensuring that your application is processed fast and easy.


1How can I transfer my home loan balance from one lender to another?

2 Till what limit can I get home loans?

3Can I change my terms while applying for home loan?

4 can I get home loan from 2 different banks for the same property?

5 Can a home loan be used to purchase land and build a home?

Contact us

Rainbow Fincorp
101, Vardhman Prakash Plaza Sector -20 Dwarka
Near Hyundai Showroom. New Delhi-110075
Phone Number: +91-9891751729
Email: sales@inrplus.in